Terms & Conditions

These terms cover this website

They govern your use of this website. They are not the agreement under which a merchant account or payment service is provided - that is a separate written agreement, and where the two differ, that agreement governs.

No offer, and no guarantee

Nothing on this website is an offer of credit, an offer of a merchant account, or a guarantee of approval, of a rate, of a saving or of a timeline.

Merchant accounts, processing arrangements and payment services are subject to underwriting. Availability varies by business type, jurisdiction and processing profile. Underwriting decisions are made by the acquiring institution, not by Apex.

Submitting a form

Submitting a form on this website is an enquiry. It does not create an application to an acquirer, and it does not oblige either of us to enter into an agreement.

You agree that the information you give us is accurate to the best of your knowledge. We rely on it when preparing an underwriting file, and an inaccurate file harms the merchant it belongs to more than anyone else.

Acceptable use

• Do not use this website's forms to send unsolicited commercial messages
• Do not attempt to interfere with the website's operation or its security
• Do not submit anything unlawful, or anything you do not have the right to send us

Our content

The content of this website, including the Apex name and mark, belongs to Apex Merchant Solutions. You may read it, print it and share links to it. You may not present it as your own.

Availability

We try to keep this website available and accurate, but we do not guarantee that it will be uninterrupted or free of error. We may change or withdraw any part of it.

Liability

Nothing here excludes any liability that cannot lawfully be excluded. Subject to that, we are not liable for any loss arising from reliance on general information published on this website. Information here is general; it is not advice about your specific business.

About this document

This document describes how this website currently works. It has been drafted from the behaviour of the site itself and has not yet been reviewed by a qualified legal adviser. It must be reviewed, and amended where necessary, before Apex relies on it publicly.