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Apex Merchant Solutions

Careers

Work at Apex

A small team on consequential work. There is no ladder to climb and no department to hide in, which suits some people and not others.

Company culture

Small team, real problems

Payments is an unusually consequential place to work. When an account is placed badly a business loses the ability to take money. When a dispute is answered badly a merchant loses money they had already earned. The work is detailed and it matters, which is a rarer combination than it sounds.

Apex works with businesses that generalist providers decline. The underwriting is harder, the documentation is heavier, and the difference a careful person makes is much larger than it would be somewhere processing straightforward files at volume.

How we actually work

Nobody is handed between departments here, including internally. The person who sets an account up answers the phone when something goes wrong with it, which is a strong incentive to set it up properly.

Written communication carries most of the load. Underwriting notes, dispute evidence, integration handovers and merchant explanations are all writing, and most of this job is explaining something precise to somebody who is not a payments specialist.

What we look for

  • People who read the documentation before asking
  • People who would rather say "I do not know yet" than guess
  • People who notice when a process is producing the same problem repeatedly, and fix the process
  • People comfortable telling a merchant something they did not want to hear

Payments experience is welcome but not required. Care, clarity and follow-through are harder to teach than card-scheme rules.

What we offer

What working here comes with

  • Real ownership

    You own accounts and outcomes, not a queue position. Small team, visible contribution.

  • Learning that compounds

    Underwriting, scheme rules, risk and integration knowledge that transfers anywhere in the industry.

  • Sensible flexibility

    Work arranged around delivering properly rather than around being visible at a desk.

  • Room to shape the role

    Job descriptions here are a starting point. What you are good at tends to become what you do.

  • Direct access

    No layer between you and the decisions. If something is wrong you can say so to whoever decided it.

  • Honest process

    We tell candidates where they stand, including when the answer is no. Silence is not a hiring strategy.

Current openings

Open roles

We're always interested in hearing from talented professionals.

There are no formal openings advertised right now. Send us what you do anyway - we would rather hear from the right person early than advertise later and hope they see it.

Questions

Applying to Apex

There are no openings listed. Should I still apply?

Yes. Roles here tend to be shaped around the person rather than the reverse, and we would rather hear from the right person early than advertise later and hope they see it.

Do I need payments experience?

It is welcome and not required. Card-scheme rules can be taught. Care, clear writing and follow-through are considerably harder to teach.

Will I hear back?

Yes, including when the answer is no. Silence is not a hiring strategy.

What happens to my CV?

It is stored privately, read by the people considering the application, and not shared outside Apex. It is never published anywhere on this website.

Can I ask for an adjustment to the process?

Yes - say so in your message. Apex considers applications on merit and adjustments are available on request.

Apply

Tell us what you do

No formal opening required. If there is a fit we will find one.

  • Read by a person Every application is read. There is no filter sitting in front of us.
  • You will hear back Including when the answer is no. Silence is not a hiring strategy.
  • No opening required Roles here tend to be shaped around the person rather than the reverse.

Work at Apex

We are a small team. Tell us what you do and where you think you would fit.

What you are good at, and what you would want to be doing here.

PDF, Word or plain text, up to 5 MB. Not required - a few honest paragraphs are worth more than a formatted document.

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